Understanding what home warranties cover and exclude is the best way to avoid surprises. Learn about common exclusions and what to look for.

HomeSafe offers home warranty plans with high coverage caps and stable monthly rates that do not increase annually. Plans are slightly more expensive than average, but feature a low service fee of $65 ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...