Annuities are a common financial product used in retirement planning, but their compensation structure isn’t always easy to understand. Many investors are familiar with the basic concept of exchanging ...

Explore annuities and the licenses needed for selling them. Discover the license application steps and the compliance considerations in selling annuities.

Annuity payments are usually a safe and dependable source of income, especially in retirement. But sometimes, selling those payments can provide access to your cash when you need it most. Whether ...

You can sell all or part of your structured settlement for a lump sum, but you need court approval and will only receive a percentage of your total future payouts. Structured settlements are regular, ...

In the US there are over one million licensed insurance agents/brokers. Many of them are trying to sell you an annuity (specifically a fixed index annuity). Why is that? Why does it make sense for ...

Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities? They’re ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...